Home › Business Services › Insurance broker
The 10 Best Insurance Brokers in Richmond (2026)
This list ranks Richmond insurance brokers and agencies using Google review data, updated for 2026. We calculate a Bayesian-style score that blends each business’s average rating with the number of reviews, so places with many positive reviews rank strongly alongside smaller shops with near-perfect marks. Richmond’s insurance market includes agencies that serve drivers, homeowners, renters and small businesses across the city; choosing the right broker often means balancing price, coverage options and local responsiveness. Use the list below as a practical starting point and then contact a few candidates to compare quotes and ask about claims support.
This ranking is computed from Google reviews (our method). Listings marked Partner are paid advertising spots: they sit alongside the ranking without changing its order.
Are you a insurance broker in Richmond?
People reading this page are looking for a pro right now. Put your business above the ranking, with your contact details and a link to your site.
✓ Live immediately · ✓ One-time payment · ✓ No subscription
10 of 10 spots still available
State Farm
State Farm tops our list with a perfect 5.0 rating across 624 Google reviews, giving it both exemplary scores and substantial review volume. Listed on Google as an Insurance agency, its combination of high marks and a large number of reviews is why it ranks first. That consistency in ratings and plentiful feedback from customers is what pushes it above other highly rated Richmond agencies.
The full ranking
Karla’s Insurance Agency, Inc.
Karla’s Insurance Agency, Inc. shows a 5.0 rating from 257 Google reviews and is listed as an Auto insurance agency at 4222 Bonniebank Rd Suite 300 in Richmond.
257 reviews
Ric Bergstrom – State Farm Insurance Agent
Ric Bergstrom – State Farm Insurance Agent appears with a 5.0 rating across 55 Google reviews and is categorized as an Insurance agency, located at 6809 Patterson Ave.
55 reviews
Richmond Insurance Services
Richmond Insurance Services carries a 5.0 Google rating from 40 reviewers and is listed under the Insurance agency category at 5402 Glenside Dr c.
40 reviews
Millennial Life Insurance Richmond VA
Millennial Life Insurance Richmond VA has a 5.0 score based on 31 Google reviews and is categorized as a Life insurance agency at 3600 W Broad St.
31 reviews
Richmond Insurance Company
Richmond Insurance Company posts a 5.0 rating from 13 Google reviews and appears as an Insurance agency at 7114 Brigham Rd in Richmond.
13 reviews
Mike Rybinski – State Farm Insurance Agent
Mike Rybinski – State Farm Insurance Agent holds a 4.9 Google rating with 174 reviews and is listed as an Insurance agency at 2302 E Cary St.
174 reviews
WBA Insurance
WBA Insurance has a 4.9 average from 107 Google reviews and is categorized as an Insurance agency, with an address at 901 Moorefield Park Dr #210.
107 reviews
Stanley’s Insurance & Realty LLC
Stanley’s Insurance & Realty LLC shows a 4.9 rating based on 100 Google reviews and is listed as an Insurance agency at 3225 Broad Rock Blvd.
100 reviews
Mega Insurance Center
Mega Insurance Center maintains a 4.9 Google rating from 77 reviews and appears under the Insurance agency category at 9011 Arboretum Pkwy #100.
77 reviews
Frequently asked questions
How should I choose an insurance broker in Richmond?
Compare multiple brokers on coverage options, price, and customer service responsiveness. Read recent reviews, ask for written quotes, and confirm the broker can handle the specific type of policy you need, such as auto, home, life or commercial coverage.
What does it typically cost to work with an insurance broker?
Costs vary widely depending on the type and amount of coverage, your personal risk profile, and the insurer. Some brokers are paid by insurers through commissions while others may charge a fee; ask upfront how they are compensated and request clear quotes before committing.
What should I check before hiring an insurance broker?
Verify licensing and credentials, request references or recent customer reviews, and confirm they represent multiple insurers if you want comparative shopping. Also review policy details for exclusions, deductibles, and how claims are handled so there are no surprises later.
How was this ranking of Richmond insurance brokers built?
The list is based on Google review data using a Bayesian-style approach that weights average rating by the number of reviews to balance score and sample size. It was updated for 2026 to reflect recent ratings and review counts.